In the current market where M&A transactions are down, there is a growing focus on loan portfolio rebalancing resulting in selected loan segments sales/purchases between financial institutions. It’s a good idea to do pro-forma modeling to understand the impact of various scenarios on the institution’s interest rate, credit and liquidity risks.

Does your organization know how to merge in another bank’s loans and deposits while keeping your liquidity ratio appropriate? Effectively using ALM to assess liquidity risk can: provide peace of mind when assessing if a potential transaction is attractive, optimize your liquidity performance and make a transaction palatable to investors and regulators.

If your organization is not merging anytime soon, are you aware the benefits of modeling include competitive advantage by mitigating risks, identifying opportunities and maximizing value.

Understand the full suite of benefits during our upcoming webinar. Our liquidity specialists Ivan Cilik and Sean Statz will help you:

• Review key transaction modeling points to look for
• Review the benefits of modeling before an M&A opportunity
• Describe how to use ALM models to perform scenario modeling for optimizing merger targets
• Outline a full balance sheet optimization how do your duration profiles match
• Showcase combination modeling and dynamic balance sheets incorporating growth